There's a TV spot running now, I think for Progressive, but maybe not, where a guy trashes his car because of a bee. I nearly had that experience today.
I was driving along on a hilly and winding road when a bee or wasp or something got into the car. I had the windows and sun roof open. I was going around 45, the speed limit, and the thing got down into the foot well and into my fairly loose-fitting boat shoes (no socks). I nearly flipped out, swerved, hit the brakes, and was thankful there was no on-coming traffic.
I got my foot out of the shoe, but it was still struggling in the foot well. I finally got to a country side road and pulled over, when the thing just got up and flew out of my open door.
Scary couple of minutes.