Escaping credit card hell

posted by Jeff | Sunday, August 7, 2005, 1:21 PM | comments: 0

I was looking at finances today and I think I'm finally starting to make some headway toward getting us out of credit card hell. It's my fault that we're here in the first place after not working a day job most of last year (partially to write a book that isn't selling that well), but one has to do what they gotta do.

There's some light at the end of the tunnel. The business card should be paid off by the end of the year, maybe as soon as November. Our personal cards have the bulk of the balance on a 0%-till-May deal, and the rest of it should be gone within the next six to eight weeks. I feel pretty good about where it is all headed.

The only variable involves how long I can stick with this contract job I'm on, and if there's any work coming after it. I think the thing that's bringing me down on it is that I'm not managing the time I put into it very well. It's all over the place, and that's getting worse now that volleyball has started. A total of 70 hours per week between the two doesn't exactly leave you with a lot of time to catch your breath, and since the contract job is less fun, I don't want to do it. Call that immature if you want, but I'm so used to doing what I want now that it blows.

Anyway, things feel positive overall, so that's a good feeling. You don't get that very often with something that generally makes you feel bad!


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