If there's a positive upside to the overblown and frankly exaggerated beating that Toyota is getting right now, it's that they finally have a good financing deal for the Prius. And demand has suddenly dropped too, meaning you don't even have to pay sticker.
As much as I'd like to pull the trigger, in the worst way because my car is six-years-old, I also appreciate that it's probably not practical. I'm now paying both mortgages, plus rent, plus Diana's car and baby stuff now. All I can do is hope that through some miracle my house sells quickly.
And even then, I'm not sure if I want to spend the money. I don't want a car payment over $275, because being "car poor" is about the most moronic thing you can do in life, next to being "house poor," anyway. Or maybe car poor is the worst, because if you buy more car than you can afford, you don't even get something out of it in the long run. Few things depreciate over time like cars, and all they really do is get you between points in the first place. You don't sleep in them or eat dinner around them. In any case, without a substantial down payment, I wouldn't hit my payment threshold, and the more immediate goal is to start banking cash for a house.
I still feel like I need to reward myself for something, even if it's just fot getting my ass out here successfully.
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